1-Star Price
INVESTOR
5-Star Price
INVESTOR
Economic Moat
INVESTOR
Capital Allocation
INVESTOR
U.S. Bancorp is the largest non-GSIB in the U.S. and has been one of the most profitable regional banks we cover. Few domestic competitors can match its operating efficiency and returns on equity over the past 15 years. While the bank has performed admirably, if we were to have a complaint, it would be that the bank has had a hard time further optimizing efficiency and returns while some peers seem to be gradually "catching up" over time.
As a diversified financial-services provider, U.S. Bancorp is one of the nation's largest regional banks, with branches in roughly 26 states, primarily in the Western and Midwestern United States. The bank offers many services, including retail banking, commercial banking, trust and wealth services, credit cards, mortgages, and other payments capabilities.
Morningstar analysts hand-select direct competitors or comparable companies to provide context on the strength and durability of USB’s competitive advantage.
U.S. Bancorp
XNYS: USB
| Bank of America Corp
XNYS: BAC
| Fifth Third Bancorp
XNAS: FITB
| Wells Fargo & Co
XNYS: WFC
| |
Price
| 32.86 | 29.27 | 26.41 | 42.13 |
Currency
| USD | USD | USD | USD |
Change
| −$0.20 (0.61%) | +$0.04 (0.14%) | −$0.56 (2.08%) | −$0.24 (0.57%) |
Market Cap
| 50.37 Bil | 233.26 Bil | 17.98 Bil | 158.08 Bil |
Industry
| Banks - Regional | Banks - Diversified | Banks - Regional | Banks - Diversified |
Sector
|
Financial Services
|
Financial Services
|
Financial Services
|
Financial Services
|
* Trading data in this section is delayed by at least 15 minutes.
Yes. USB has a forward dividend yield of 5.84%.
See
USB’s full dividends and stock split history
on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks,
to compare the relationship between a stock’s price and how it rewards stockholders through dividends.
The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.
Learn more about dividend yield.
USB’s market cap is 50.37 Bil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares.
It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the
largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.
Learn more about market capitalization.
USB’s stock style is Large Value.
Style is an investment factor that has a meaningful impact on investment risk and returns.
Style is calculated by combining value and growth scores, which are first individually calculated.
High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.
Learn more about style.
USB’s price/sales is 1.92.
Price/sales represents the amount an investor is willing to pay for a dollar generated from
a particular company’s sales or revenues.
USB’s price/forward earnings is 8.76.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates.
The lower the Forward P/E, the cheaper the stock.
USB’s price/book is 1.09.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets,
based on historical, rather than current, valuations. Historical valuations generally do not reflect
a company’s current market value. Value investors frequently look for companies that have low price/book ratios.
See USB’s valuation ratios compared to the Market Index.
USB’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.
Compare USB’s historical performance against its industry peers and the overall market.
